Privacy Policy

What information does this site obtain?

Information You Provide Us. The personal information we collect includes name, phone number, email address, and information about your life insurance needs (including, but not limited to, your age, health conditions, coverage needed, tobacco use, whether coverage is for you or a family member, etc).

Automatically Collected Information. We automatically collect certain information from visitors to, and members of, the site, such as Internet addresses, browser type, Internet Service Provider (ISP), referring and exit page, operating system, timestamps, and clickstream data. We also track and analyze non-identifying and aggregate usage and volume statistical information from our visitors and customers. This information is logged to help diagnose technical problems, and to administer our site so that we can constantly improve the quality of the services we provide.

Cookies. Cookies are small data files placed in your browser. Cookies transmit information such as session ID, user ID, and conversion data. This information helps website providers recognize a browser or mobile device and helps us gather information such as how many users have visited our site and which pages and advertisements have been seen and clicked on. We use first-party cookies and third-party cookies together to report ad impressions, other uses of ad services, and interactions with ad impressions related to your visit to our Site. Such information is used to tailor your experience on our Site. We never collect sensitive personal information (such as information about your race, religion, sexual orientation or health) from cookies.

Third-Party Analytics. We may collect certain information via third-party analytics services, which may collect your non-sensitive user information. This may include: the information you provide us, your session ID, your user ID, and conversion data. This information provides us with tools to calculate the numbers and frequency of visitors on the Site and to understand how you and other users use the Site so to improve your experience.

How is the obtained information used and shared?

We use the information that we collect to provide our services and help you find life insurance, to contact you regarding other products and services in which we hope you will be interested, and to improve our site. We also use this information—directly, indirectly, and in combination with data we exchange with other parties—to introduce you to informational, service, and product offerings of UK Life Insure, its subsidiaries, affiliated companies, partners, and brands that are owned by, licensed by, or partnering with UK Life Insure (collectively, “Our Companies”) and select unaffiliated companies and assigns (collectively, “Other Companies”). We do this by transferring, licensing, and sharing your personal information with Our Companies and Other Companies and hope you will be interested in the marketing materials and promotions with which you are presented. Our Companies also transfer, and share your personal information with unaffiliated list brokers, affiliate marketers, and companies that want to advertise other products and services.  Once a third-party obtains your personal information, its subsequent use is controlled by their business practices, which is beyond our control.

Third Party Advertisers: Any insurance question on any page is optional and is not required unless you want to receive life insurance quotes. When you answer any question, we will transfer some or all of the information that you submit during the registration process to Our Companies that we believe, based on your answer, may have offers that may be of interest to you.

Emails & Newsletters: When submitting any information on our website you expressly authorize UK Life Insure, Our Companies and Other Companies to use your personal information as explained in this privacy policy, and you consent to receiving commercial email from UK Life Insure, Our Companies and Other Companies. You can expect to receive offers regarding specific products and/or services, newsletters, promotions, and other similar offers. Should you wish to discontinue receiving these e-mailings simply unsubscribe using the link in the email you receive.

Advertising: UKLifeInsure.com may provide you with advertisements, including in-text link ads. Information we collect through cookies and other technologies that does not by itself identify you is used to assist us in delivering you relevant ads when you are on a webpage. We may work with third-party advertising networks and advertisers who help deliver these ads to you and who may collect information about your browsing activity over time and across different sites in order to make this advertising more relevant. We also use cookies to improve the performance of our advertising on other websites. Although you may not opt out of receiving online advertisements generally, you may control the collection of data on our Site used for targeted UK Life Insure advertising during your visits to other websites. To opt-out of UK Life Insure data collection for targeted advertising on other sites, see "Tracking" under the section "What are my opt-out rights?"

Other Data Sharing: In addition, we may share information that we collect with our vendors or service providers who help us operate our business; in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; when we believe disclosure is necessary to investigate, prevent, or take action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of our company, our employees, our web site users, or others; or to enforce our website terms and conditions or other agreements or policies. We may also transfer any data we collect in connection with a corporate change such as a merger, our acquisition by another company, or a partial or total sale of our assets (including as part of a bankruptcy proceeding).

Your Consent

Please note that by using this site, you agree to the terms of this Privacy Policy. If you do not agree with the practices described in this Privacy Policy, please do not provide us with your personal information or interact with the Site. Your assent to these practices is essential for us to continue operating this website, including the services it provides. Similarly, we need you to provide accurate personal information so that you can be contacted and receive the information you request. You can opt-out and decide not to provide the requested personal information. However, by doing so, you will not receive the information and/or service you are requesting

What are my opt-out rights?

UK Health Insure Emails: You may unsubscribe by clicking the link in the email you receive or by clicking here.

Tracking: At this time, when we collect information from you for the purpose of tracking your online activities over time and across third-party websites or online services, we do not respond to "Do Not Track" signals or frameworks requesting an alteration to our online tracking of individual users who visit our Site or use our services. We may also partner with third-party service providers to serve ads on our behalf on non-affiliated third party sites. Some of those ads may be personalized, meaning that they are intended to be relevant to you based on information we or the online advertising network serving the ad collect about your online activities here and elsewhere over time. To opt out of these types of ads, please visit the Network Advertising Initiative for information about how to opt-out of interest-based advertising by their members. See http://www.networkadvertising.org for general information about the NAI and http://www.networkadvertising.org/managing/opt_out.asp for the opt-out page. You may also visit http://www.aboutads.info/consumers/ to learn about online behavioral advertising and how to opt-out from online behavioral ads served by some or all participating companies.

Security

We take measures to help prevent the loss, misuse, and alteration of your information by carefully limiting access to the database in which your personal information is stored. We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. For example, third parties may unlawfully intercept or access transmissions or private communications.

Data Transfer

We may transfer your personal information within Our Companies, Other Companies and/or to other third parties, such as our third-party service providers. Your personal information may be transferred to, stored, and processed in a country other than the one in which it was collected. This may include, but is not limited to, the United States. By way of example, but not to limit the foregoing, if you are residing outside the United States, by using this Site, you acknowledge that the processing of your personal information may involve the transfer of such personal information from within or outside the European Economic Area (“EEA”) to countries within or outside the EEA whose data protection regulation may not be as stringent as that within the European Union.

Children

This website is not directed to children under the age of 13 and we do not knowingly collect personal information from children under the age of 13. If we become aware that we have inadvertently received personally identifiable information from someone under the age of 13, we will delete such information from our records.

Data Retention Policy, Managing Your Information

We will retain information we collect from your use of this site for as long as you use the Site and for a reasonable time thereafter. If you'd like to access, update, or delete information that you have provided via this site, please contact us at [email protected] or the address below and we will respond in a reasonable time. Before we are able to provide you with any information, correct any inaccuracies, or delete any information, however, we may ask you to verify your identity. Please note that some or all of the information we acquire from your use of the site may be required in order for this site to function properly, and we may be required to retain certain information by law.

Contact Us

To reach the owner of this website, contact:

A4D, Inc.
Attn: A4D Legal Department - UK Life Insure
6965 El Camino Real, #105-441
Carlsbad, CA 92009
[email protected]

This privacy policy is effective as of November 19, 2015.

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